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Buy with a 5% deposit. If you have decent credit ratings there are currently plenty enough lenders out there doing 95% LTV. This comes with two risks: firstly, the worst the economy gets, the more lenders tighten their belt, the fewer will lend you 95%, so you get less choice and at higher rates.Jan 20, 2021 · onewhitewhisker · 20/01/2021 16:26. yes it is stressful. we had a bit of a wait for the mortgage offer as it was mid-recession and the continuation person at the estate agents rang me every day to tell me the vendor was very upset by the delay and was thinking of putting the house back on the market. Conwy is lovely for a small town. Llanfairfechan and other villages along the North Wales coast have lovely communities. Where we live in Colwyn Bay we can be in Chester in 45 mins, Llandudno or Bangor for decent shops, the …Motnight · 12/03/2022 12:17. I have lived in Norbury a long time ago and am still near there now. It alway seems a bit of an add on to Streatham to me. But perfectly pleasant. Lots of big family houses. Ok rail and good bus links. An OKish high street.Whether you have questions about a current owner, are moving into a new apartment or are just curious about property in your neighborhood, it’s good to find out who the property ow...

Feel gutted, have we paid too much.... 74 replies. Shandysue · 21/10/2021 21:03. Hi MNs, reaching out at a wobbly time, looking for some perspective. It concerns a house that was listed originally at 475,000. A year on the market, it slipped down to 425,00 so we viewed it. Loved it, didn't offer at all though still that bit too much.

Barclaycard do a purchase agreement, make a large purchase and pay off at 0% in installments. Or just the straightforward 0% balance transfer merry go round for a few years. Just make sure you can afford the repayments to clear it before the 0% ends. Money saving expert has all the tips.Spring break is from 27 March for two weeks. The Eid holiday will be around 20-24 April so that is a time when nothing will happen. You cannot rent, let alone buy, a property without your Emirates ID so you need usually to allow a month after arrival for processing and being ready to do anything official - any kind of commitment requires your …

You pay down the mortgage by 20 and the house grows in value by 20. Now you have 40k equity. Next house you buy is 140. You can take out the same loan as you started with, 100k, but the house is better at 160k value. Bit by bit you grow equity and your ability to pay higher prices gets more.Outside tap and sockets. Wiring for extra wall lighting. One extra to definitely avoid: turf in the garden. The rubble-strewn soil will have been compacted by massive diggers constantly going over it and will not drain properly without serious work and/or time. Turfing a new build garden is a total waste of money.Sep 24, 2023 · It depends on what kind of subsidence. It depends of lots of houses in the area have the same issue. Go knock on some doors! It depends if the area is amazing.and everyone wants to live there. If so then combined with a favourable answer to 1) and 2) then less of a worry. 8 days ago ... Hi everyone. I'm house hunting and seen a property I really like the look of. It ticks almost all of my boxes, however the sales history is ...

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Mar 29, 2021 ... About 3 weeks, but we saw 12 houses in that time frame. The market is pretty dead around here so we were feeling demoralised and viewing lots of ...

LivingTheLifeofMum · 19/10/2021 13:59. Sounds ok. We paid around £1000 I think, and £100 refundable fee for boxes. 3 bed to large 4 bed a few minutes away. The additional packing service was extortionate though because removals were ridiculously busy: around £600 I think, so we chose to pack it all ourselves.2 days ago ... 20% lower than asking price. We were asked by the buyers if we could leave the offer on the table. That four siblings were selling for elderly ...There is no way to buy an EU citizenship just by purchasing a property in Spain or Portugal. You can, I believe, ‘invest’ about €500k in Malta and get a Maltese passport but that ‘investment’ is money that you pay to the government. You don’t get to buy yourself a house in Malta that comes with a passport.Feb 11, 2024 ... Most houses have been on for months. A couple were "sold" but came back on market. Few have sold (but they are super nice and were still reduced) .....Sep 18, 2022 ... Keeping our house and renting it out · 3% stamp duty on new house · higher conveyancing costs · extra mortgage arrangement fee · higher...KievLoverTwo · 07/07/2023 20:46. Apologies in advance to Twiglets, but on today’s Moving Home With Charlie video, he said the markets are now predicting the BoE interest rate will get ABOVE 6.5%. :’ ( ( ( (. That's very high, it wasn't meant to go to 5% not that long ago, it's already there now.

You need to start by finding the legal agreement (financial settlement) from when your parents divorced. If your Mum was supposed to become the legal owner as part of the agreement this should have been recorded with Land Registry. Legally if your Dad is on the Land Register with no restrictions he is the legal owner.RidingMyBike · 14/03/2022 11:41. Oh before we sold we put some stuff into storage to make the house look less cluttered and also decluttered ruthlessly. We touched up where paint had worn off on corners and where stairgates had been, plus painted front gates and made front garden look especially good.Aug 15, 2022 · a) a mortgage from a UK bank to buy a property in an EU country. or. b) get a mortgage in the other country to buy a property there, whilst resident in the UK, and not an EU citizen. for context: 2x mid 30s professionals with a help to buy mortgage on a property that no longer suits our needs, and where the government loan repayments kick in 2 ... Investing in rental property. I'm just curious how much you would/have invested in a rental property. I rent in a very expensive area with little on the market. I am aware that I pay around £150 per month under market rate. I have lovely neighbours, a good size garden and close to good school for DD. I rent through an agency who are …Apr 21, 2022 ... Join our Property forum for renovation, DIY, and house selling advice. ... Mumsnet users, to help you reclaim your home ... property. We're looking ...Strange things that give you the heebie jeebies? Looking for the title of a programme about teens trying out working in a restaurant. Join one of our most popular boards. Chat is the place to, well chat. Muse, debate, share ideas or …

Look at the Heatons - SK4 area. With your budget you could get a house in Heaton Mersey/Chapel - great local primary and secondary schools and lovely area. Only 30 mins to Central Manchester. Didsbury is lovely but more expensive so I'm not sure you'd get 4 beds for £500K.Bookmark. Tmgc123 · 16/02/2018 15:19. Timperley is probably your best bet. Catchment area of Altrincham girls and boy’s grammar, on the metrolink line, more affordable than Altrincham or hale. You may still struggle to find something at that price but if you keep looking you will! I grew up there and it was good.

Barclaycard do a purchase agreement, make a large purchase and pay off at 0% in installments. Or just the straightforward 0% balance transfer merry go round for a few years. Just make sure you can afford the repayments to clear it before the 0% ends. Money saving expert has all the tips.Find all the content on Mumsnet about Property in one place.Make the most of your kitchen space with helpful containers to keep your food stored away neat and tidily. From fruit and veg to meat and dairy, here’s our roundup of the top organisers for an enviable fridge. From handy storage solutions to ingenious gadgets, there’s a reason Mumsnetters love Joseph Joseph products.Tell me about Margate please. We are both creative, europeans, no kids yet. I don't want to live in London anymore to avoid pollution and stress. But we wish to be able to commute there once a week. Budget K260-280 cash. I …The location is ideal, with a large and lovely garden, off-street parking and have potential to extend via side-extension or roof extension. The caveat is that the house needs a total renovation. It's a 2-floor, 1300sqft, 3 bedroom 1930s detached house that has been lived by the previous owner for a few decades. If we refurbish it, it will need:Their initial best price was around £12k for 2 doors and 9 windows, including a bay. Local companies seem to be much quicker in quoting. Had one local company round, he literally ran round in 5 mins, just to see what type of windows & doors we wanted. Got a quote through the following day for just over £6k.Feb 8, 2024 ... Property is listed for offers over £200,000. Another property, same layout but garage hadn't been converted, sold in June last year for £202,000 ...

Coconutter24 · 16/01/2024 21:58. When we were taking viewings we only took people that had their house on the market. It was so much effort preparing the house each time for people who if they did like the house wouldn’t be in a position to do anything straight away as their house was nowhere near market ready.

Hi mums, I'm considering a radicle house move to South Wales because it's the nearest place I might actually be able to own my own home. I have visited many times but would love to hear from anyone living in places such as Mountain Ash, Merthyr Tydfil, Ebbw Vale, Abertillery, Tredegar, Aberdare, phillipstown, Trealaw, Ferndale etc or any of …

Between the last two censuses, the average (median) age of Eastbourne increased by two years, from 43 to 45 years of age.This area had a higher average (median) age than the South East as a whole in 2021 (41 years) and a higher average (median) age than England (40 years). The number of people aged 65 to 74 years rose by just over …Estate agent valuation. We live overseas and are considering selling our house in the U.K. (currently rented out) to buy here. Had an estate agent valuation, it’s way below what we thought it might be. The HPI has it at £637k and zoopla etc all £600k and over. EA was 100k plus below that.Find a print with colours that reference colours on cushions or curtains. Clear out clutter in the bookshelf. Play "household chess" in the living room with the family by trying out the furniture in different positions. It can make a big difference not to have all the furniture up against the walls.Aug 25, 2021 · Frustration - house not selling. We put our house on the market about a month ago. We had 10 viewings in the first week. One very low offer. Then another 2 viewings in the last few days. All the feedback has said the house & garden are lovely. Most people’s issue is it is on a busy main road. Dec 7, 2020 · Insurance is more expensive until the underpinning reaches a certain age. You can get normal quotes online once it’s 20 years old but until then there are companies that will search the best deal via specialist insurance. A lot of people take over the existing insurance from the vendor. RidingMyBike · 14/03/2022 11:41. Oh before we sold we put some stuff into storage to make the house look less cluttered and also decluttered ruthlessly. We touched up where paint had worn off on corners and where stairgates had been, plus painted front gates and made front garden look especially good.Apr 11, 2018 · FlowerPower25 · 11/04/2018 16:50. Hi all, DH's job is taking us to Leicester at some point over the next year. The plan was originally to rent for 6months so we could get to know the area (and rent out our house), but now we are expecting! So instead looking to buy straight into the area, and avoiding moving twice whilst pregnant/with newborn. AmberGer · 26/05/2022 14:18. As pp has said, if you were claiming for the housing part towards rent, then you weren't entitled to this as you owned a property. Only people that rent and have no other property are entitled to this. If you live in a property that you own, pay the mortgage etc.Feb 5, 2023 · London mums - what's your property ladder like? 79 replies. mapotofu · 05/02/2023 20:17. Hubby and I are currently living in our first property - 2 bed flat, new build, near Tufnell Park. 2 bed felt huge initially, we thought we could live here for 10 years until our (future) kid is 5yo.

Decent and affordable housing areas in and around london. 32 replies. estebancolberto · 19/02/2023 18:30. We as first time buyers are looking to buy a 2 or 3 …If you’re looking to buy or rent a property in the UK, there’s no better place to start your search than Rightmove.co.uk. Rightmove.co.uk is designed to be user-friendly and intuit...We got our searches back in 2 weeks, but then had a query, which the highways dept of our council told us they'd respond to in November (this is was in July!!!). We went via a private search co, they got the response back from the highways dept the same day (cost us £120). Most pretty quick but one took a month, even after a request to ...May 25, 2023 · Four months ago, interest rates were predicted to peak at 4.5% in summer. Now analysts (namely stock market folks) think it's going to reach 5.5 by the end of the year before slowly coming down from Q2 2024. So many people are gonna be fucked. We were meant to be buying a really expensive house but that fell through. Instagram:https://instagram. desiluted leaksrolimon discordppsh 41tayler holder and alix earle tallrectangle · 20/02/2023 23:54. @daisychain237 we are in the process of getting the quotes. We've had anything from £850 to £2K for fitting units only. The worktop, old kitchen removal,electrics and plastering (stone) is being done by someone else. Plastering £750, electrics £350, kitchen removal (did ourselves), new radiator and it's ...In math, properties demonstrate general rules that are used in calculations. The most commonly used properties in day-to-day math are the properties of addition and multiplication.... big valley writing deskdalyan'da sahibinden satilik mustakil ev Sep 3, 2022 · Join the discussion on buying a house and learn from others' mistakes and tips. Find out how to deal with damp, ventilation, and other common issues in old properties. Had been on the market for a few months at the time but felt it was too overpriced for the location and some other minor issues that brought the price down. The EA told us the vendor refused to consider less than £1m. During the covid house boom the vendor was told his house is worth £1m so he won’t go below £1m. taylor swift vinyl evermore Broxbourne is a lovely place to raise a family. The broxbourne lido is great for days out, you can take a boat ride all the way to Ware and have fish and chips. The are clubs for the kids, tennis club, football and Herts Music centre (within grounds of Broxbourne school) where they teach all sorts of instruments.Investing in rental property. I'm just curious how much you would/have invested in a rental property. I rent in a very expensive area with little on the market. I am aware that I pay around £150 per month under market rate. I have lovely neighbours, a good size garden and close to good school for DD. I rent through an agency who are …25% on my current mortgage would still be doable (lucky I know - not trying to brag, years of being careful) 10% would be a real problem if I took out money needed for the extension. Currently on a fix for another 18 months so this is theory for option 1.